Terms and Conditions
This website is owned and operated by Flux Technologies Pty Ltd (ACN 634 507 172) (“Flux”,”we”, “our” and “us”). Flux Technologies holds copyright over the contents of this website unless indicated otherwise.
Information provided on this website is of a general and informative nature only and is not intended as, nor is it a substitute for, personal financial product advice.
As this website has been prepared without consideration of any specific client’s investment objectives, financial situation or needs, independent professional advice should be obtained before any financial decision is made.
Appointing us as your Access Seeker
By appointing and authorising us to act as your Access Seeker for the purposes of the Privacy Act 1988 (Cth) to obtain your credit score(s), you consent and authorise:
a) Us to collect, use, disclose, transfer or otherwise handle the information within your credit score(s);
b) Us to use your credit score(s) for the purposes of providing you with access to information and relevant opportunities on this website;
c) Experian Australia Credit Services Pty Ltd ABN 12 150 305 838 (“Experian”) to:
i) collect and use the Personal Information we collect from you when requesting for your credit score from Experian;
ii) use, disclose, transfer, store or otherwise handle your Personal Information for use within Experian’s credit files and storage;
iii) generate your Experian credit score and to deliver your Experian credit score to us so that we may provide this to you through this website.
d) Equifax Australia Information Services and Solutions Pty Ltd ABN 26 000 602 862 (“Equifax”) to:
i) collect and use the Personal Information we collect from you when requesting for your credit score from Equifax;
ii) use, disclose, transfer, store or otherwise handle your Personal Information for use within Equifax's credit files and storage;
iii) generate your Equifax credit score and to deliver your Equifax credit score to us so that we may provide this to you through this website.
You also acknowledge that:
a) We will be using your access rights to consumer credit information which means that you may be charged in the future for information that would have been available for free from credit reporting bodies;
b) We collect information from Dun & Bradstreet, a credit reporting body. Further information on how Dun & Bradstreet collects, holds, uses and discloses your credit information is available from checkyourcredit.com.au.
c) To make a change to credit information, you need to say how it is wrong and provide documentation to support your view. You agree to provide the credit reporting body (through us) certified copies of documents or statutory declarations where no other documentation is available (“Supporting Documentation”). Where we represent you in any required correct of information, you agree that we will provide the Supporting Documentation to the credit reporting body, and we will be responsible for providing the credit reporting body’s response to your correction request to you both truthfully and accurately.
Reliance on website content
While all reasonable efforts have been made to ensure that the information contained in this website is accurate and up to date, it is not designed to provide personal financial advice. The information provided does not take into account your particular financial objectives, situation, or needs. You should not act on the basis of any information contained on the website without seeking appropriate specific advice.
While Flux Technologies has made every effort to ensure that the information presented in this website is free from errors or omissions and is based on information obtained from sources which are considered reliable, Flux Technologies, its related bodies corporate, and the directors, employees and consultants of Flux Technologies and its related bodies corporate (“Flux Corp”) do not represent, warrant or guarantee, expressly or implied, that the information contained in this website is complete, accurate or is suitable for your intended use. Nor does the Flux Corp accept any responsibility to inform you of any matter that subsequently comes to its notice, which may affect any of the information contained in this website. No liability will be accepted by the Flux Corp to any person for loss or damages incurred as a result of any reliance or action taken regarding the information made available in this website.