Saving Accounts

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We want everyone to win

We want our Offers to provide value to you - whether it’s savings, rewards or credit - and we choose financial partners that share our mission. If we do our job well, you save some money, we make some money and banks turn away fewer customers. Everyone wins.

This page features promoted products where the provider pays us a fee if you go to their site from ours, or you take out a product with them. But don’t worry - you don’t pay any extra for using our service.

General Advice Disclaimer

Flux Technologies Pty Ltd (ABN 86 634 507 172) is an authorised representative (Representative No. 525288) of Mozo Pty Ltd who is the holder of AFSL No. 328141. We also provide general advice on credit products under our own Australian Credit Licence No. 530103.

The product information presented does not constitute an offer and we are not recommending or suggesting any particular product. Any product advice presented is of a general nature only, and is not to be taken as any sort of advice as it has not taken into account your personal circumstances, objectives, financial situation or needs. Target Market Determinations can be found on the provider's website.

Check out our Credit Guide and Financial Services Guide for more information.

Bendigo Bank Reward Saver

Max interest rate
5.25% p.a
for $0 to $100,000
Standard interest rate
0.3% p.a
Account fee per month
$0.00
Government guarantee
Yes
(Up to $250,000)

More of the details:

Government guarantee
Yes
(Up to $250,000)
Access
Phone banking
Max interest rate conditions
Grow your balance each month and must have linked Bendigo Everyday or Student Account to be eligible.
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Other restrictions
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AMP Bank AMP Saver Account

Max interest rate
5.4% p.a
for $0 to $250,000
Standard interest rate
1.2% p.a
Account fee per month
$0.00
Government guarantee
Yes
(Up to $250,000)

More of the details:

Government guarantee
Yes
(Up to $250,000)
Access
Phone banking
Max interest rate conditions
Ongoing total variable bonus rate of up to 5.40% per annum applies if customers deposit $1,000 in the previous month. Available only on balances up to $250,000.
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Other restrictions
Ongoing total variable bonus rate up to 5.40% p.a. is earned on the balance the month after you deposit $1,000 and is paid the following month, on balances up to $250k. Max balance per customer name is $5 million.
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Bankwest Hero Saver

Max interest rate
4.6% p.a
for $0 to $250,001
Standard interest rate
1% p.a
Account fee per month
$0.00
Government guarantee
Yes
(Up to $250,000)

More of the details:

Government guarantee
Yes
(Up to $250,000)
Access
Branch access and Phone banking
Max interest rate conditions
Minimum deposit of $200 and no withdrawals in the month.
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Other restrictions
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IMB Bank Reward Saver Account

Max interest rate
5.25% p.a
for $0 to $1,000,000
Standard interest rate
0% p.a
Account fee per month
$0.00
Government guarantee
Yes
(Up to $250,000)

More of the details:

Government guarantee
Yes
(Up to $250,000)
Access
Branch access and Phone banking
Max interest rate conditions
Intro bonus rate of 5.25% for balances up to $1,000,000 for the first 4 months, reverting to 3.25%. Minimum deposit of $50 and no withdrawals.
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Other restrictions
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Rabobank High Interest Savings Account

Max interest rate
5.75% p.a
for $0 to $250,001
Standard interest rate
4.4% p.a
Account fee per month
$0.00
Government guarantee
Yes
(Up to $250,000)

More of the details:

Government guarantee
Yes
(Up to $250,000)
Access
Max interest rate conditions
Bonus rate for the first 4 months from account opening, reverting to standard variable rate. Rate shown is for Personal customers and is subject to change. Different rates apply to Business/SMSF customers.
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Other restrictions
Must link to a transaction account
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