Savings

Money hacks and budgeting tips

Interest rates July 2022: How does the interest rate rise impact my home loan?

The Reserve Bank is on fire! This time, it's raised the cash rate by 0.50% to 1.35%. So what's the story for your home loan?

Anastasia from Flux
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4
min read
· Posted on
July 5, 2022

Tax 2022: Avoid this one major tax time no-no

The ATO just warned us about a big red flag it's watching for this tax season...

Flux team
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3
min read
· Posted on
July 4, 2022

Tax 2022: 3 tax myths that need to get the boot

Tax-time is confusing AF, but we're here to bust some myths and help you ace your tax return.

Flux team
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3
min read
· Posted on
July 4, 2022

Tax 2022: Why big tax refunds aren’t a good thing

I know what you're thinking, 'why the hell not?!'. Well, hold ya horses and hear us out!

Anastasia from Flux
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3
min read
· Posted on
July 4, 2022

How this 33-year-old in Lake Macquarie on $115K spends his money

Everyone has a different background & experience when it comes to money. We ask young Aussies what they earn, what they spend & how hey feel about money.

Flux team
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3
min read
· Posted on
June 28, 2022

Tax 2022: The LMITO and your extra $420 offset

Confused about all these tax offsets and how much you'll get? We've got you.

Flux team
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3
min read
· Posted on
June 22, 2022

Tax 2022: 5 things you didn’t know you could claim as a tax deduction

Max your tax return with these often forgotten deductions.

Flux team
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3
min read
· Posted on
June 21, 2022

Tax 2022: What the ATO is watching this year

How kind of the Australian Taxation Office to give us some pointers...

Flux team
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3
min read
· Posted on
June 14, 2022

Tax 2022: Five things to buy before June 30 to max your tax

Making some savvy purchases before the financial year ends can help you get the most out of your tax return.

Flux team
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3
min read
· Posted on
June 10, 2022

Tax 2022: What can you claim if you work from home?

Ya don’t need to be an accounting genius to learn how to claim working from home tax deductions.

Flux team
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2
min read
· Posted on
June 8, 2022

Survive the rise: 3 things to do when the cash rate rises

The RBA has raised interest rates again. If that's got you worried about ya budget... don't be. Here are three hot tips to survive the rise.

Anastasia from Flux
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3
min read
· Posted on
June 13, 2022

Tax 2022: The tax return basics you need to know

We've gathered together everything you need to know to do your taxes like a pro.

Anastasia from Flux
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3
min read
· Posted on
June 6, 2022

How this 25-year-old in Melbourne on $80k spends her money

Everyone has a different background & experience when it comes to money. We ask young Aussies what they earn, what they spend & how hey feel about money.

Flux team
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3
min read
· Posted on
June 7, 2022

Should I pay off my HECS-HELP loan early?

With HECS-HELP loans increasing by 3.9% from June 1, you might be wondering whether you should pay off your loan early or not.

Anastasia from Flux
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4
min read
· Posted on
June 1, 2022

3 money hacks to get you through the inflation shi*tstorm

Seeing prises rise is stressful AF, but these money hacks will help you keep your budget in check.

Anastasia from Flux
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2
min read
· Posted on
May 18, 2022

10 places you can get free stuff on your birthday

Everyone loves free sh*t, but finding it can be hella time consuming. Luckily, we’ve done the hard yards to find the best places to get birthday freebies.

Flux team
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3
min read
· Posted on
May 17, 2022

What are financial goals - and how do you set them?

We set tonnes of goals each year. Run a marathon... learn a new language... but don't forget to set financial goals, too!

Anastasia from Flux
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3
min read
· Posted on
May 10, 2022

6 Hidden Costs of Buying a House in Australia

The hidden costs of buying a home add up fast, but luckily we've got the lowdown.

Flux team
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3
min read
· Posted on
May 6, 2022

What is LMI in a home loan?

Fear not, we've got lenders mortgage insurance explained in a way you'll actually understand.

Flux team
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3
min read
· Posted on
April 22, 2022

What is stamp duty on property?

There are so many different costs associated with buying or building a house...Sometimes it can be hard to keep track.

Anastasia from Flux
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3
min read
· Posted on
April 26, 2022

3 new budgeting methods to try in 2022

Wanna get on top of your cash this year, but don’t really know where to start? Take a look at these different budgeting methods.

Anastasia from Flux
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4
min read
· Posted on
May 24, 2022

Saving money tips: 5 hacks to smash your savings goal in 2022

If you made a New Year's promise to yourself to be better at saving cash…here’s how to actually follow through.

Anastasia from Flux
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4
min read
· Posted on
January 21, 2022

Launch into 2022 the right way with a kickin’ budget

2021 was a weird year. But in 2022, it’s time to turn a new leaf.

Anastasia from Flux
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4
min read
· Posted on
January 20, 2022

How to recover from a post-holidays spending marathon

As the holidays come to a close and we pack our work lunches for our first shift, it’s time for our finances to hit recovery mode. 

Anastasia from Flux
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3
min read
· Posted on
January 18, 2022

How to set financial goals to smash 2022

The beginning of the year can sometimes feel more overwhelming than losing your fave Grey's Anatomy character.

Anastasia from Flux
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3
min read
· Posted on
January 18, 2022

New Year, new me: 3 easy financial resolutions for 2022 that you can actually stick to

You promise yourself you’ll learn a new language, quit sugar, run 5K every day...we’ve all been there, Flux fam.

Anastasia from Flux
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3
min read
· Posted on
January 18, 2022

How to avoid scams this holiday season

The holidays are primetime for online shopping. But one thing online shopping ain’t great for? Scammers.

Anastasia from Flux
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4
min read
· Posted on
January 18, 2022

4 ways to avoid a festive financial hangover

Trust us, Flux fam. There ain’t no Panadol or Nurofen that can fix this one.

Anastasia from Flux
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4
min read
· Posted on
December 16, 2021

How much should you spend on Christmas presents?

Ah...the age-old question. Here’s how to stay within your means.

Anastasia from Flux
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3
min read
· Posted on
December 15, 2021

2 hacks to keep your Christmas spending under control

And how can your spending help you budget for Christmas gifts?

Anastasia from Flux
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2
min read
· Posted on
January 18, 2022

6 hacks to reach your savings goal

By using a few simple hacks, you can make saving as easy as...well, as easy as spending.

Anastasia from Flux
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4
min read
· Posted on
November 26, 2021

Maximise your savings - even when you’re spending

Saving money ain’t all about penny pinching and bean counting.

Anastasia from Flux
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4
min read
· Posted on
November 24, 2021

How to get a better savings rate

Just because savings rates are so low...doesn't mean you need to cop it. Here's how to snag yourself a better deal.

Anastasia from Flux
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5
min read
· Posted on
November 26, 2021

What’s a term deposit?

Keeping dipping into your savings? DW, we've all been there. A term deposit may be for you.

Anastasia from Flux
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4
min read
· Posted on
November 17, 2021

Savings vs Investing: What’s the difference?

Depending on what your financial goals are, you may choose to save - and invest!

Anastasia from Flux
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5
min read
· Posted on
November 16, 2021

Good debt vs bad debt - what's the difference?

Debt can come in all different shapes and sizes, but that doesn't mean you need to avoid it altogether.

Anastasia from Flux
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4
min read
· Posted on
November 10, 2021

How to budget: Write a monthly budget that slaps

Ever found yourself broke three days after payday!? Do yourself a favour and follow these budgeting tips.

Anastasia from Flux
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3
min read
· Posted on
May 16, 2022

Here's the savings 411 to hit your financial goals

We’re all about that short-term pain for long-term gain, Flux fam.

Anastasia from Flux
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4
min read
· Posted on
November 5, 2021

How to spring clean your finances

It's time to take out the metaphorical trash (aka your subscriptions), and smash those savings goals.

Anastasia from Flux
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3
min read
· Posted on
October 28, 2021

What is an emergency fund for? And how much do you need?

How much emergency funds do you actually need? We run the numbers.

Anastasia from Flux
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3
min read
· Posted on
May 19, 2022

Win at saving with the 50/30/20 rule budget

The 50/30/20 budget rule is budgeting made simple. Here's how it works.

Anastasia from Flux
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2
min read
· Posted on
May 17, 2022

4 easy money tips to get 2021 off to a belter

Here are some easy tips to get 2021 off on the right track

Brett from Flux
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3
min read
· Posted on
October 28, 2021