You promise yourself you’ll learn a new language, quit sugar, run 5K every day...we’ve all been there, Flux fam.
Yup, we know how it goes, Flux fam. New Year, new me. You promise yourself you’ll learn a new language, quit sugar, run 5K every day...we’ve all been there.
But if you’re tired of setting New Year’s resolutions that you can’t actually stick to...we’ve got the answer for you.
It’s three actually achievable financial resolutions to kick 2022 off right. And remember, if Kim Kardashian can pass the baby bar exam on her fourth try...you can do anything.
It’s simple. This process means that you’re always paying yourself first. Even before that tempting Insta ad for a ceiling projector takes your money.
Here’s what you need to do:
An emergency fund is a separate savings account that helps you prepare for - you guessed it - emergencies.
Ya just never know what life will throw at you. It could be an emergency medical procedure (I know from experience - who knew an appendix could burst?!), unexpected house expenses or a buffer if you lose your job.
The best part? It means you won’t dip into your savings if something comes up and you won’t need to apply for credit. Win.
A good target is to have enough in your emergency fund to cover three months of expenses.
Savings rates are lower than Bella Hadid’s jeans these days, so it’s time to take matters into your own hands.
This year, make it a priority to:
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