Home Loans

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Home Loan Type

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Type of Purchase

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BCU Bank OMG Home Loan (Owner Occupier, Principal & Interest, <60% LVR)

Variable

Interest rate
5.49% p.a
Upfront fees
$300.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$20,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$395
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Virgin Money Lite Variable Home Loan (Owner Occupier, Principal & Interest, LVR <80%, >$150,000)

Variable

Interest rate
5.54% p.a
Upfront fees
$150.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

BCU Bank OMG Home Loan (Owner Occupier, Principal & Interest, 60-80% LVR))

Variable

Interest rate
5.54% p.a
Upfront fees
$300.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$20,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$395
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

P&N Bank Basic Variable Home Loan (Owner Occupier, LVR <60%)

Variable

Interest rate
5.63% p.a
Upfront fees
$300.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$20,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$395
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Virgin Money Loaded Variable Home Loan (Owner Occupier, Principal & Interest, LVR <80%, $150,000 - $400,000)

Variable

Interest rate
5.64% p.a
Upfront fees
$150.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$399,999
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
$295 Yearly
Redraw facility
Yes - free
Offset account
Special offers
Earn 2,000 Virgin Money Points on settlement for every $10,000 borrowed.

ME Basic Home Loan (Investment, LVR<80%, Principal and Interest)

Variable

Interest rate
5.74% p.a
Upfront fees
$450.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$40,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers
Receive $3,000 cashback for refinancing existing home loans with a loan size of $700,000 or more, LVR < 80%. Applications from 15 June 2024, settled within 120 days of the loan application date. Not available for refinancing from Bank of Queensland Group.

Virgin Money Lite Variable Home Loan (Invesment, Principal & Interest, LVR <80%, >$150,000)

Variable

Interest rate
5.74% p.a
Upfront fees
$150.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Bank of Queensland Clear Path Variable Rate Special Offer Home Loan (Investment, Principal & Interest, LVR <80%)

Variable

Interest rate
5.79% p.a
Upfront fees
$150.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
$10 Monthly
Redraw facility
Yes - free
Offset account
Special offers
$2,000 cashback for new loans refinanced from another lender loans until 30 September 2025 (T&C's apply).

Bank of Queensland Clear Path Variable Rate Special Offer Home Loan (Investment, Interest Only, LVR <80%)

Variable

Interest rate
5.89% p.a
Upfront fees
$150.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Interest Only
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
$10 Monthly
Redraw facility
Yes - free
Offset account
Special offers
$2,000 cashback for new loans refinanced from another lender loans until 30 September 2025 (T&C's apply).

ME Basic Home Loan (Investment, LVR<80%, Interest Only)

Variable

Interest rate
5.89% p.a
Upfront fees
$450.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$40,000
Maximum borrowing amount
Repayment types
Interest Only
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers
Receive $3,000 cashback for refinancing existing home loans with a loan size of $700,000 or more, LVR < 80%. Applications from 15 June 2024, settled within 120 days of the loan application date. Not available for refinancing from Bank of Queensland Group.

P&N Bank Offset Variable Home Loan (Principal & Interest, LVR 60-70%)

Variable

Interest rate
5.94% p.a
Upfront fees
$300.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$20,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$395
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

P&N Bank Offset Variable Home Loan (Principal & Interest, LVR 70-80%)

Variable

Interest rate
5.99% p.a
Upfront fees
$300.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$20,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$395
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Virgin Money Loaded Variable Home Loan (Investment, Interest Only, LVR <60%, $150,000- $400,000)

Variable

Interest rate
6.09% p.a
Upfront fees
$150.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$150,000
Maximum borrowing amount
$399,999
Repayment types
Interest Only
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
$295 Yearly
Redraw facility
Yes - free
Offset account
Special offers
Earn 2,000 Virgin Money Points on settlement for every $10,000 borrowed.

ME Basic Home Loan (Investment, LVR 80- 90%, Interest Only)

Variable

Interest rate
6.24% p.a
Upfront fees
$450.00
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$40,000
Maximum borrowing amount
Repayment types
Interest Only
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Bank of Queensland Discount Fixed Rate (Owner Occupier, Principal & Interest, <80% LVR)

Fixed

Interest rate
4.99% p.a
Upfront fees
$450.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $5,000 p.a
Discharge fee
$350
Ongoing fees
-
$10 Monthly
Redraw facility
No
Offset account
Special offers
$2,000 cashback for new loans refinanced from another lender loans until 30 September 2025 (T&C's apply).
-

P&N Bank Fixed Rate Home Loan (Owner Occupier, LVR<80%)

Fixed

Interest rate
5.29% p.a
Upfront fees
$300.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$20,000
Maximum borrowing amount
Repayment types
Principal & Interest, Interest Only
Extra repayments
Yes - free up to $25,000 during fixed period
Discharge fee
$395
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
-