Home Loans

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Repayment type

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OneTwo Variable Rate Home Loan (Owner Occupier, Principal & Interest, LVR <80%)

Variable

Interest rate
2.59% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$20,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
No
Offset account
Special offers
Receive $5000 cashback for Owner Occupier Refinancers only in eligible areas only.

Yard Variable Home Loan (Owner Occupier, Principal & Interest, LVR <60%)

Variable

Interest rate
2.64% p.a
Upfront fees
$530.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$1,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$500
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Unloan Unloan Variable (Owner Occupier, Refinance Only)

Variable

Interest rate
2.64% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$10,000
Maximum borrowing amount
$3,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

ubank Neat Home Loan (Owner Occupier, Principal & Interest, LVR <60%)

Variable

Interest rate
2.64% p.a
Upfront fees
$250.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$80,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Athena Celebrate Variable Home Loan (<60% LVR, Owner Occupier, Principal & Interest)

Variable

Interest rate
2.64% p.a
Upfront fees
$0.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Suncorp Back to Basics Special (LVR<70%, Owner Occupier, Principal & Interest)

Variable

Interest rate
2.72% p.a
Upfront fees
$0.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers
$3,000 cashback taking out new loan, $750k to $1M <90% LVR, or $4,000 cashback taking out new loan of $1M or more <90% LVR, apply by 30 November, 2022, settle by 28 February 2023.

G&C Mutual Bank Momentum Home Loan (Owner Occupier, Principal & Interest, LVR <60%, Refinance Only)

Variable

Interest rate
2.74% p.a
Upfront fees
$0.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - fees apply
Offset account
Special offers

ubank Neat Home Loan (Owner Occupier, Principal & Interest, LVR 60-70%)

Variable

Interest rate
2.74% p.a
Upfront fees
$250.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$80,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest, LVR <70%)

Variable

Interest rate
2.77% p.a
Upfront fees
$0.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$15,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers
Receive $3,288 cashback when you refinance an existing home loan of $250,000. Must apply by 31 August 2022 and settle by 31 October 2022.

HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest, LVR 70-80%)

Variable

Interest rate
2.82% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$15,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers
Receive $3,288 cashback when you refinance an existing home loan of $250,000. Must apply by 31 August 2022 and settle by 31 October 2022.

Macquarie Basic Home Loan (Owner Occupier, LVR<60%, Principal & Interest)

Variable

Interest rate
2.84% p.a
Upfront fees
$0.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au Smart Booster Home Loan (2 Year Discounted Variable Rate, Owner Occupier, Principal & Interest, <80% LVR)

Variable

Interest rate
3.00% p.a
Upfront fees
$520.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$1,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au Smart Booster Home Loan (1 Year Discounted Variable Rate, Owner Occupier, Principal & Interest, <80% LVR)

Variable

Interest rate
3.23% p.a
Upfront fees
$520.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$1,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

Variable

Interest rate
3.44% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
$395 Yearly
Redraw facility
Yes - free
Offset account
Special offers
Up to $3,000 cashback when you refinance your home loan from another financial institution when you apply by 30 Sept 2022 and are funded by 30 Nov 2022, LVR <90%. $2,000 cashback for loan amounts of $250,000 and a bonus $1,000 for $500,000 or more.

UBank UHomeLoan (Owner Occupier, Principal & Interest) (Fixed)

Fixed

Interest rate
1.85% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $20,000 during fixed rate term
Discharge fee
$0
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$395 Establishment fee waived for fixed rate loans that settle by 30 September 2022.
-

UBank UHomeLoan (Owner Occupier, Interest Only) (Fixed)

Fixed

Interest rate
2.09% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Interest Only
Extra repayments
Yes - free up to $20,000 during fixed rate term
Discharge fee
$0
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$395 Establishment fee waived for fixed rate loans that settle by 30 September 2021.
-

Macquarie Basic Home Loan (Fixed, Owner Occupier, Principal & Interest, LVR 70-80%)

Fixed

Interest rate
2.19% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$750,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
-
Redraw facility
Yes - free
Offset account
Special offers
-

Newcastle Permanent Special Discounted Fixed Rate Home Loan (Owner Occupier, Principal & Interest)

Fixed

Interest rate
2.19% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$5,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $25,000 p.a.
Discharge fee
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 September 2021 and are funded by 30 November 2021, min $250k, LVR <80%
-

Heritage Bank Fixed Rate Loan (Owner Occupier, LVR<80%) (Home Advantage)

Fixed

Interest rate
2.19% p.a
Upfront fees
$150.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$249,999
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
-
$350 Yearly
Redraw facility
Yes - free
Offset account
Special offers
-

UBank UHomeLoan (Investment, Interest Only) (Fixed)

Fixed

Interest rate
2.24% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Investor
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Interest Only
Extra repayments
Yes - free up to $20,000 during fixed rate term
Discharge fee
$0
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$395 Establishment fee waived for fixed rate loans that settle by 30 September 2021.
-

HSBC Fixed Rate Home Loan (Home Loan Package, Owner Occupier, Principal & Interest, LVR <80%) (Home Loan Package)

Fixed

Interest rate
5.87% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$7,500,000
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $10,000 p.a.
Discharge fee
$300
Ongoing fees
-
$390 Yearly
Redraw facility
No
Offset account
Special offers
Receive $3,288 cashback when you refinance an existing home loan of $250,000. Must apply by 31 August 2022 and settle by 31 October 2022.
-

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The product information presented does not constitute an offer and we are not recommending or suggesting any particular product. Any product advice presented is of a general nature only, and is not to be taken as any sort of advice as it has not taken into account your personal circumstances, objectives, financial situation or needs. Target Market Determinations can be found on the provider's website.

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We want everyone to win!

We want our offers to provide the most value for you. That’s why we choose financial partners that share our mission.