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Bendigo Bank Low Rate Credit Card

Low Rate
Interest rate
11.99% p.a
Balance transfer rate
0%
Annual fee
$45 p.a
Interest free period
55 days

More of the details:

Rewards program
1
-
Introductory interest rate
-
0%
Ongoing interest rate
-
Annual fee
$45 p.a
0%
Interest free period
55 days
Cash advance
13.99% p.a
0%
Minimum credit limit
$500
Balance transfer rate
0%
Late Payment Fee
$15
Foreign currency conversion fee
3%
0%

NAB Low Rate Card

Low Rate
Interest rate
12.99% p.a
Balance transfer rate
0%
Annual fee
$59 p.a
Interest free period
55 days

More of the details:

Rewards program
1
-
Introductory interest rate
-
Ongoing interest rate
-
Annual fee
$59 p.a
Interest free period
55 days
Cash advance
21.74% p.a
Minimum credit limit
$1,000
Balance transfer rate
0%
Late Payment Fee
$15
Foreign currency conversion fee
3%

Bank of Melbourne Vertigo - Cashback Offer

Low Rate
Interest rate
13.99% p.a
Balance transfer rate
6.99%
Annual fee
$55 p.a
Interest free period
55 days

More of the details:

Rewards program
1
-
Introductory interest rate
-
Ongoing interest rate
-
Annual fee
$55 p.a
Interest free period
55 days
Cash advance
21.49% p.a
Minimum credit limit
$500
Balance transfer rate
6.99%
Late Payment Fee
$15
Foreign currency conversion fee
3%

BankSA Vertigo - Cashback Offer

Low Rate
Interest rate
13.99% p.a
Balance transfer rate
6.99%
Annual fee
$55 p.a
Interest free period
55 days

More of the details:

Rewards program
1
-
Introductory interest rate
-
Ongoing interest rate
-
Annual fee
$55 p.a
Interest free period
55 days
Cash advance
21.49% p.a
Minimum credit limit
$500
Balance transfer rate
6.99%
Late Payment Fee
$15
Foreign currency conversion fee
3%

St.George Vertigo - Cashback Offer

Low Rate
Interest rate
13.99% p.a
Balance transfer rate
6.99%
Annual fee
$55 p.a
Interest free period
55 days

More of the details:

Rewards program
1
-
Introductory interest rate
-
Ongoing interest rate
-
Annual fee
$55 p.a
Interest free period
55 days
Cash advance
21.49% p.a
Minimum credit limit
$500
Balance transfer rate
6.99%
Late Payment Fee
$15
Foreign currency conversion fee
3%

St.George Vertigo

Low Rate
Interest rate
13.99% p.a
Balance transfer rate
0%
Annual fee
$55 p.a
Interest free period
55 days

More of the details:

Rewards program
1
-
Introductory interest rate
-
Ongoing interest rate
-
Annual fee
$55 p.a
Interest free period
55 days
Cash advance
21.49% p.a
Minimum credit limit
$500
Balance transfer rate
0%
Late Payment Fee
$15
Foreign currency conversion fee
3%

Bank of Melbourne Vertigo

Low Rate
Interest rate
13.99% p.a
Balance transfer rate
0%
Annual fee
$55 p.a
Interest free period
55 days

More of the details:

Rewards program
1
-
Introductory interest rate
-
Ongoing interest rate
-
Annual fee
$55 p.a
Interest free period
55 days
Cash advance
21.49% p.a
Minimum credit limit
$500
Balance transfer rate
0%
Late Payment Fee
$15
Foreign currency conversion fee
3%

St.George Amplify Qantas Signature (Qantas Frequent Flyer)

Rewards
Earn rate per $1
0.75 points
Bonus points
90,000
Interest rate
19.74% p.a
Annual fee
$279 p.a

More of the details:

Rewards program
Qantas Frequent Flyer
Introductory interest rate
-
Ongoing interest rate
19.74% p.a
Annual fee
$279 p.a
Interest free period
55 days
Cash advance
21.49% p.a
-
Minimum credit limit
$15,000
Balance transfer rate
0.00% for 15 months and then 21.49% (1.00% balance transfer fee)
-
Late Payment Fee
$15
Foreign currency conversion fee
3%

Kogan Money Black Card

Rewards
Earn rate per $1
1 points
Bonus points
No offer
Interest rate
20.99% p.a
Annual fee
$0 p.a

More of the details:

Rewards program
Kogan Rewards Points
Introductory interest rate
-
Ongoing interest rate
20.99% p.a
Annual fee
$0 p.a
Interest free period
55 days
Cash advance
21.74% p.a
-
Minimum credit limit
$6,000
Balance transfer rate
0.00% for 12 months and then 21.74%
-
Late Payment Fee
$30
Foreign currency conversion fee
3.4%

David Jones American Express Platinum Card (Qantas Frequent Flyer)

Rewards
Earn rate per $1
0.5 points
Bonus points
35,000
Interest rate
20.74% p.a
Annual fee
$295 p.a

More of the details:

Rewards program
Qantas Frequent Flyer
Introductory interest rate
0%
-
Ongoing interest rate
20.74% p.a
Annual fee
$295 p.a
Interest free period
44 days
Cash advance
-
Minimum credit limit
$2,000
Balance transfer rate
-
Late Payment Fee
$30
Foreign currency conversion fee
3%

David Jones American Express Card (Membership Rewards)

Rewards
Earn rate per $1
1 points
Bonus points
50,000
Interest rate
20.74% p.a
Annual fee
$99 p.a

More of the details:

Rewards program
Membership Rewards
Introductory interest rate
0%
-
Ongoing interest rate
20.74% p.a
Annual fee
$99 p.a
Interest free period
44 days
Cash advance
-
Minimum credit limit
$2,000
Balance transfer rate
-
Late Payment Fee
$30
Foreign currency conversion fee
3%

American Express Qantas Ultimate Card

Rewards
Earn rate per $1
1.25 points
Bonus points
55,000
Interest rate
20.74% p.a
Annual fee
$450 p.a

More of the details:

Rewards program
Qantas Frequent Flyer
Introductory interest rate
-
Ongoing interest rate
20.74% p.a
Annual fee
$450 p.a
Interest free period
44 days
Cash advance
-
Minimum credit limit
$3,000
Balance transfer rate
-
Late Payment Fee
$30
Foreign currency conversion fee
3%

American Express Velocity Escape Card

Rewards
Earn rate per $1
0.75 points
Bonus points
No offer
Interest rate
20.74% p.a
Annual fee
$0 p.a

More of the details:

Rewards program
Velocity Frequent Flyer
Introductory interest rate
-
Ongoing interest rate
20.74% p.a
Annual fee
$0 p.a
Interest free period
55 days
Cash advance
-
Minimum credit limit
$2,000
Balance transfer rate
-
Late Payment Fee
$30
Foreign currency conversion fee
3%

American Express Qantas Discovery Card

Rewards
Earn rate per $1
0.75 points
Bonus points
No offer
Interest rate
20.74% p.a
Annual fee
$0 p.a

More of the details:

Rewards program
Qantas Frequent Flyer
Introductory interest rate
-
Ongoing interest rate
20.74% p.a
Annual fee
$0 p.a
Interest free period
44 days
Cash advance
-
Minimum credit limit
$2,000
Balance transfer rate
-
Late Payment Fee
$30
Foreign currency conversion fee
3%

American Express Cashback Credit Card

Rewards
Earn rate per $1
1 points
Bonus points
No offer
Interest rate
20.74% p.a
Annual fee
$120 p.a

More of the details:

Rewards program
Cashback Rewards
Introductory interest rate
-
Ongoing interest rate
20.74% p.a
Annual fee
$120 p.a
Interest free period
55 days
Cash advance
-
Minimum credit limit
Balance transfer rate
-
Late Payment Fee
$30
Foreign currency conversion fee
3%

St.George Amplify Rewards Signature (Rewards)

Rewards
Earn rate per $1
1.5 points
Bonus points
200,000
Interest rate
19.74% p.a
Annual fee
$279 p.a

More of the details:

Rewards program
Rewards
Introductory interest rate
-
Ongoing interest rate
19.74% p.a
Annual fee
$279 p.a
Interest free period
55 days
Cash advance
21.49% p.a
-
Minimum credit limit
$15,000
Balance transfer rate
0.00% for 15 months and then 21.49% (1.00% balance transfer fee)
-
Late Payment Fee
$15
Foreign currency conversion fee
3%

St.George Amplify Qantas Platinum (Qantas Frequent Flyer)

Rewards
Earn rate per $1
0.5 points
Bonus points
60,000
Interest rate
19.74% p.a
Annual fee
$99 p.a

More of the details:

Rewards program
Qantas Frequent Flyer
Introductory interest rate
-
Ongoing interest rate
19.74% p.a
Annual fee
$99 p.a
Interest free period
55 days
Cash advance
21.49% p.a
-
Minimum credit limit
$6,000
Balance transfer rate
0.00% for 15 months and then 21.49% (1.00% balance transfer fee)
-
Late Payment Fee
$15
Foreign currency conversion fee
3%

NAB Rewards Platinum Card

Rewards
Earn rate per $1
1 points
Bonus points
60,000
Interest rate
19.99% p.a
Annual fee
$195 p.a

More of the details:

Rewards program
NAB Rewards
Introductory interest rate
-
Ongoing interest rate
19.99% p.a
Annual fee
$195 p.a
Interest free period
44 days
Cash advance
21.74% p.a
-
Minimum credit limit
$6,000
Balance transfer rate
0.00% for 6 months and then 21.74% (2.00% balance transfer fee)
-
Late Payment Fee
$15
Foreign currency conversion fee
3%

NAB Qantas Rewards Signature Card

Rewards
Earn rate per $1
1 points
Bonus points
110,000
Interest rate
19.99% p.a
Annual fee
$395 p.a

More of the details:

Rewards program
Qantas Frequent Flyer
Introductory interest rate
-
Ongoing interest rate
19.99% p.a
Annual fee
$395 p.a
Interest free period
44 days
Cash advance
21.74% p.a
-
Minimum credit limit
$15,000
Balance transfer rate
0.00% for 6 months and then 21.74% (2.00% balance transfer fee)
-
Late Payment Fee
$15
Foreign currency conversion fee
3%

NAB Qantas Rewards Premium Card

Rewards
Earn rate per $1
0.66 points
Bonus points
65,000
Interest rate
19.99% p.a
Annual fee
$250 p.a

More of the details:

Rewards program
Qantas Frequent Flyer
Introductory interest rate
-
Ongoing interest rate
19.99% p.a
Annual fee
$250 p.a
Interest free period
44 days
Cash advance
21.74% p.a
-
Minimum credit limit
$6,000
Balance transfer rate
0.00% for 6 months and then 21.74% (2.00% balance transfer fee)
-
Late Payment Fee
$15
Foreign currency conversion fee
3%

BankSA Amplify Rewards Platinum (Rewards)

Rewards
Earn rate per $1
1 points
Bonus points
80,000
Interest rate
19.74% p.a
Annual fee
$99 p.a

More of the details:

Rewards program
Rewards
Introductory interest rate
-
Ongoing interest rate
19.74% p.a
Annual fee
$99 p.a
Interest free period
55 days
Cash advance
21.49% p.a
-
Minimum credit limit
$6,000
Balance transfer rate
0.00% for 15 months and then 21.49% (1.00% balance transfer fee)
-
Late Payment Fee
$15
Foreign currency conversion fee
3%

Bank of Melbourne Amplify Rewards Signature (Rewards)

Rewards
Earn rate per $1
1.5 points
Bonus points
200,000
Interest rate
19.74% p.a
Annual fee
$279 p.a

More of the details:

Rewards program
Rewards
Introductory interest rate
-
Ongoing interest rate
19.74% p.a
Annual fee
$279 p.a
Interest free period
55 days
Cash advance
21.49% p.a
-
Minimum credit limit
$15,000
Balance transfer rate
0.00% for 15 months and then 21.49% (1.00% balance transfer fee)
-
Late Payment Fee
$15
Foreign currency conversion fee
3%

Bank of Melbourne Amplify Rewards Platinum (Qantas Frequent Flyer)

Rewards
Earn rate per $1
0.5 points
Bonus points
60,000
Interest rate
19.74% p.a
Annual fee
$99 p.a

More of the details:

Rewards program
Qantas Frequent Flyer
Introductory interest rate
-
Ongoing interest rate
19.74% p.a
Annual fee
$99 p.a
Interest free period
55 days
Cash advance
21.49% p.a
-
Minimum credit limit
$6,000
Balance transfer rate
0.00% for 15 months and then 21.49% (1.00% balance transfer fee)
-
Late Payment Fee
$15
Foreign currency conversion fee
3%

American Express Velocity Platinum Card

Rewards
Earn rate per $1
1.25 points
Bonus points
120,000
Interest rate
20.74% p.a
Annual fee
$375 p.a

More of the details:

Rewards program
Velocity Frequent Flyer
Introductory interest rate
-
Ongoing interest rate
20.74% p.a
Annual fee
$375 p.a
Interest free period
55 days
Cash advance
-
Minimum credit limit
$3,000
Balance transfer rate
-
Late Payment Fee
$30
Foreign currency conversion fee
3%

American Express Qantas Premium Card

Rewards
Earn rate per $1
1 points
Bonus points
30,000
Interest rate
20.74% p.a
Annual fee
$249 p.a

More of the details:

Rewards program
Qantas Frequent Flyer
Introductory interest rate
-
Ongoing interest rate
20.74% p.a
Annual fee
$249 p.a
Interest free period
44 days
Cash advance
-
Minimum credit limit
$2,000
Balance transfer rate
-
Late Payment Fee
$30
Foreign currency conversion fee
3%

We want everyone to win

We want our Offers to provide value to you - whether it’s savings, rewards or credit - and we choose financial partners that share our mission. If we do our job well, you save some money, we make some money and banks turn away fewer customers. Everyone wins.

This page features promoted products where the provider pays us a fee if you go to their site from ours, or you take out a product with them. But don’t worry - you don’t pay any extra for using our service.

General Advice Disclaimer

Flux Technologies Pty Ltd is an authorised representative (Representative No: 525288) and a credit representative (Representative No: 1283166) of Mozo Pty Ltd who is the holder of AFSL & ACL No. 328141.

We don’t consider your personal objectives, financial situation or needs and we aren’t recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

We recommend that you read our Financial Services and Credit Guide for more information.

We want everyone to win!

We want our offers to provide the most value for you. That’s why we choose financial partners that share our mission.