Credit Cards

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We want everyone to win

We want our Offers to provide value to you - whether it’s savings, rewards or credit - and we choose financial partners that share our mission. If we do our job well, you save some money, we make some money and banks turn away fewer customers. Everyone wins.

This page features promoted products where the provider pays us a fee if you go to their site from ours, or you take out a product with them. But don’t worry - you don’t pay any extra for using our service.

General Advice Disclaimer

Flux Technologies Pty Ltd (ABN 86 634 507 172) is an authorised representative (Representative No. 525288) of Mozo Pty Ltd who is the holder of AFSL No. 328141. We also provide general advice on credit products under our own Australian Credit Licence No. 530103.

The product information presented does not constitute an offer and we are not recommending or suggesting any particular product. Any product advice presented is of a general nature only, and is not to be taken as any sort of advice as it has not taken into account your personal circumstances, objectives, financial situation or needs. Target Market Determinations can be found on the provider's website.

Check out our Credit Guide and Financial Services Guide for more information.

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NAB Low Rate Card

Low Rate
Interest rate
12.49% p.a
Balance transfer rate
0%
Annual fee
$59 p.a
Interest free period
55 days

More of the details:

Rewards program
1
-
Introductory interest rate
-
Ongoing interest rate
-
Annual fee
$59 p.a
Interest free period
55 days
Cash advance
21.74% p.a
Minimum credit limit
$1,000
Balance transfer rate
0%
Late Payment Fee
$15
Foreign currency conversion fee
3%

HSBC Platinum Credit Card

Rewards
Earn rate per $1
1 points
Bonus points
No offer
Interest rate
19.99% p.a
Annual fee
$129 p.a

More of the details:

Rewards program
Rewards Plus
Introductory interest rate
-
Ongoing interest rate
19.99% p.a
Annual fee
$129 p.a
Interest free period
55 days
Cash advance
21.99% p.a
-
Minimum credit limit
$6,000
Balance transfer rate
0.00% for 12 months and then 21.99% (2.00% balance transfer fee)
-
Late Payment Fee
$30
Foreign currency conversion fee
3%

Qantas Money Qantas Premier Everyday

Rewards
Earn rate per $1
0.75 points
Bonus points
8,000
Interest rate
19.99% p.a
Annual fee
$49 p.a

More of the details:

Rewards program
Qantas Frequent Flyer
Introductory interest rate
-
Ongoing interest rate
19.99% p.a
Annual fee
$49 p.a
Interest free period
55 days
Cash advance
21.99% p.a
-
Minimum credit limit
$4,000
Balance transfer rate
0.00% for 12 months and then 21.99%
-
Late Payment Fee
$30
Foreign currency conversion fee
3%