Essentials

The lipstick effect: Lux spending in a cost of living crisis

The lipstick effect explains indulgent spending in a time of high prices. Sooo there might be a reason behind all those Uber Eats orders

Harshdeep from Flux
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2
min read
· Posted on
March 27, 2023

Investing 101: What’s your risk tolerance?

Adrenaline seeker or conservative keeper? Let’s talk about risk tolerance in investing.

Harshdeep from Flux
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3
min read
· Posted on
March 25, 2023

Minimum wage and awards - know what you're owed

The basics about wage no one told you about in your first job!

Harshdeep from Flux
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2
min read
· Posted on
March 21, 2023

Splitting costs in a share house without the added dose of drama

Living with house mate doesn't have to come with serious drama. We're sharing the best ways to avoid money-conflict with your house mates.

Harshdeep from Flux
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3
min read
· Posted on
March 14, 2023

Interest rates March 2023: The RBA be humbling us

Interest rates just rose by X%. What does it mean for your mortgage?

Harshdeep from Flux
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3
min read
· Posted on
March 8, 2023

Are interest rates the only way to tackle inflation? Part 3: delayed spending

Confused about why inflation is STILL high even with all these cash rate hikes? We'll talk through why and delayed spending as another possible solution.

Harshdeep from Flux
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3
min read
· Posted on
March 8, 2023

Are interest rates the only way to tackle inflation? Part 2: Fiscal policy

Confused about why inflation is STILL high even with all these cash rate hikes? We'll take you through why and fiscal policy as another possible solution.

Harshdeep from Flux
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3
min read
· Posted on
March 14, 2023

Are interest rates the only way to tackle inflation? Part 1: WTF is Monetary Policy?

Let's break down how monetary policy works and what other options are out there to bring down inflation.

Harshdeep from Flux
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3
min read
· Posted on
March 8, 2023

How to make your rental application as memorable as Rhianna’s Superbowl half-time performance

The rental market ain't slowing down anytime soon sooo Flux has got some hot tips on how to jazz up your rental application.

Harshdeep from Flux
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4
min read
· Posted on
March 1, 2023

Freebies to grab in your birthday month

Who doesn't love free sh*t on their birthday! Here's the top list of birthday freebies in your birth MONTH!

Flux team
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3
min read
· Posted on
February 22, 2023

Making the most of a student budget

It's hard but yes it's possible to survive on more than just cold pizza and ramen on a student budget.

Harshdeep from Flux
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3
min read
· Posted on
February 21, 2023

How TF do I read my payslip?

You get your payslip every fortnight or every month, but what are all the different numbers on there and what do they mean?

Harshdeep from Flux
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3
min read
· Posted on
February 17, 2023

Interest rates February 2023: She’s so highhhhhhh

Interest rates just rose by 0.25%. What does it mean for your mortgage?

Harshdeep from Flux
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3
min read
· Posted on
February 7, 2023

Beyond the cash rate: The RBA explained

We all know the RBA keeps raising the damn interest rate. But what else do they do?

Harshdeep from Flux
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3
min read
· Posted on
February 7, 2023

5 Tips from the Flux Fam that they actually followed

The Flux Fam shared their tried and tested money tips on saving, paying down debt, and savvy spending.

Flux team
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3
min read
· Posted on
February 3, 2023

Checking your financial fitness

LFG - it's time for the start of year reset! Learn how to check your financial fitness.

Flux team
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3
min read
· Posted on
February 1, 2023

How to break it to your mates you’re saving cash rather than seeing Flight Facilities for the 8th time

The 101 on nailing your money goals without sacrificing your social life. Thank us later.

Harshdeep from Flux
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3
min read
· Posted on
February 2, 2023

Oh boy...Inflation just doesn't wanna slow down

CPI data just in - looks like inflation is on the ups once again.

Harshdeep from Flux
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3
min read
· Posted on
February 2, 2023

Setting SMART financial goals in 2023

We're well and truely into 2023! Start the year on a high (different high) by setting SMART goals you'll actually stick to.

Harshdeep from Flux
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3
min read
· Posted on
February 2, 2023

Getting over a financial hangover

Flux Fam, we got you. This new year is about getting our money sh*t together.

Harshdeep from Flux
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3
min read
· Posted on
February 2, 2023

Interest rates December 2022: The RBA has decided to grinch haaard this Christmas with another rate rise

The RBA strikes again, raising interest rates for the seventh month in a row from 2.85% to 3.10%!

Flux team
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2
min read
· Posted on
December 6, 2022

Why you may still feel broke even as a homeowner:

With cost of living rising high, homeowners could soon be facing cash problems despite their personal wealth. Let's break down how that works!

Harshdeep from Flux
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3
min read
· Posted on
February 2, 2023

12 of the finest Christmas present ideas when you’re completely lost

On the first day of Christmas Flux Fam gave to you, 12 epic gift ideas to look after your family and your bank too.

Flux team
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4
min read
· Posted on
December 1, 2022

Debt free? The RBA's cash rate still affects your life. Here's how.

Hey you without the mortgage. Did you know the RBA's monthly cash rate announcement still affects you?!

Flux team
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4
min read
· Posted on
November 10, 2022

Interest rates November 2022: Spooky rates are getting higher and higher

The RBA’s November decision is in. For the sixth consecutive month, the cash rate has risen. See how this affects you.

Flux team
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3
min read
· Posted on
November 10, 2022

Budget 2022: Who's in the money? And who's out?

We unpack the winners and losers from Labor's first budget after the election.

Flux team
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4
min read
· Posted on
October 27, 2022

Interest rates October 2022: We're going up again!

The RBA rate decision is in… and to put it bluntly… sh*t is getting kinda real.

Justin from Flux
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3
min read
· Posted on
October 4, 2022

Um. WTF is COGS?

From COGS to cos, you'll be speaking fluent #finance in no time.

Tash from Flux
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2
min read
· Posted on
September 20, 2022

Medicare vs private health insurance: Do I need both?

Do you really need private health insurance in Australia? Depends who’s asking… Let’s break it down.

Ashleigh from Flux
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3
min read
· Posted on
September 15, 2022

What are the different types of insurance?

There are sooooo many types of insurance that it can be hard to keep track… Let’s get clear on the main types.

Flux team
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3
min read
· Posted on
September 26, 2022

What’s the deal with superannuation and taxes?

Wondering how superannuation tax works? You’ve got questions, we’ve got answers.

Flux team
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2
min read
· Posted on
September 26, 2022

What does consolidating super mean? And why should you do it?

Superannuation accounts are a bit like the Hemsworth's. There's a lot of them that look pretty similar.

Flux team
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3
min read
· Posted on
September 18, 2022

Does my boss have to pay me super?

It seems like everyone gets super, right? But is superannuation compulsory in every circumstance?

Flux team
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3
min read
· Posted on
September 26, 2022

What is superannuation?

Most people have an account with a super fund, but do you know how it all works?

Ashleigh from Flux
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3
min read
· Posted on
September 18, 2022

Interest rates July 2022: How does the interest rate rise impact my home loan?

The Reserve Bank is on fire! This time, it's raised the cash rate by 0.50% to 1.35%. So what's the story for your home loan?

Anastasia from Flux
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4
min read
· Posted on
September 18, 2022

Tax 2022: Avoid this one major tax time no-no

The ATO just warned us about a big red flag it's watching for this tax season...

Ashleigh from Flux
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3
min read
· Posted on
September 18, 2022

Tax 2022: 3 tax myths that need to get the boot

Tax-time is confusing AF, but we're here to bust some myths and help you ace your tax return.

Flux team
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3
min read
· Posted on
September 18, 2022

Tax 2022: Why big tax refunds aren’t a good thing

I know what you're thinking, 'why the hell not?!'. Well, hold ya horses and hear us out!

Anastasia from Flux
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3
min read
· Posted on
September 18, 2022

Tax 2022: The LMITO and your extra $420 offset

Confused about all these tax offsets and how much you'll get? We've got you.

Ashleigh from Flux
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3
min read
· Posted on
September 18, 2022

Tax 2022: 5 things you didn’t know you could claim as a tax deduction

Max your tax return with these often forgotten deductions.

Ashleigh from Flux
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3
min read
· Posted on
September 18, 2022

Tax 2022: What the ATO is watching this year

How kind of the Australian Taxation Office to give us some pointers...

Ashleigh from Flux
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3
min read
· Posted on
September 18, 2022

Tax 2022: Five things to buy before June 30 to max your tax

Making some savvy purchases before the financial year ends can help you get the most out of your tax return.

Ashleigh from Flux
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3
min read
· Posted on
September 18, 2022

Tax 2022: What can you claim if you work from home?

Ya don’t need to be an accounting genius to learn how to claim working from home tax deductions.

Ashleigh from Flux
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2
min read
· Posted on
September 18, 2022

Tax 2022: The tax return basics you need to know

We've gathered together everything you need to know to do your taxes like a pro.

Anastasia from Flux
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3
min read
· Posted on
September 18, 2022

What is super stapling?

Turns out being stapled to your super fund is a lot less painful than not... but what does stapling superannuation mean?

Flux team
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2
min read
· Posted on
September 18, 2022

What’s the official cash rate - and who decides it?

We explain how the monthly change in the cash rate impacts your money.

Brett from Flux
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3
min read
· Posted on
September 15, 2022